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Peninsula Federal Credit Union offers a wide variety of competitive savings & loan rates. Please review our full array of rates below. If you need additional information on our product offering, please contact us online or call 1-888-547-2732.
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Rates effective 09/17/2003 |
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Share Account Dividend Rate |
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Description |
Base Rate |
APY* |
| Christmas Club |
1.25% |
1.26% |
| Coverdell IRA (Education IRA) |
3.00% |
3.03% |
| Traditional IRA |
3.00% |
3.03% |
| Roth Conversion IRA |
3.00% |
3.03% |
| Roth IRA |
3.00% |
3.03% |
| Checking |
.50% |
.50% |
| Prime Shares |
1.25% |
1.26% |
| Special Shares |
1.25% |
1.26% |
| Tax Escrow |
1.25% |
1.26% |
| Vacation |
1.25% |
1.26% |
The minimum required to open an account is the purchase of a $5.00 par value share at the credit union.
All variable share accounts have a quarterly dividend period. For example, the beginning dates of the first dividend period of the calendar year is 01/01/00 and the ending of such dividend period is 03/31/00. All other dividend periods follow this same pattern of dates. Rates may change each dividend period.
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Certificate Dividend Rate |
| TERM |
MINIMUM
AMOUNT |
RATE |
APY* |
| 6 Months |
2,500.00 |
2.00% |
2.02% |
| 12 Months |
2,500.00 |
2.25% |
2.27% |
| 18 Months |
2,500.00 |
2.51% |
2.53% |
| 24 Months |
2,500.00 |
2.55% |
2.57% |
| 30 Months |
1,000.00 |
3.05% |
3.09% |
| Calculate Your Return on our CDs |
Substantial penalty for early withdrawals.
APY* = Annual Percentage Yield
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Current Loan Categories |
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Description |
Annual Percentage Rate |
| Share Secured |
5.50% |
| Certificate Secured |
2 % above Cert |
| One Payment Notes |
11.90% |
| Unsecured Consumer Loans |
8.90% to 9.90% |
| Secured Consumer Loans (Including ATV's, etc.) |
7.90% to 9.90% (Rate Determined by Term) |
| Real Estate |
Call or See a Loan Officer |
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New & Used Vehicle Rates |
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Description |
Annual Percentage Rate |
| New Vehicles As Low As |
3.90% |
| Other Terms Available |
4.85% to 5.75% |
| Used Vehicles |
4.90% to 6.90% |
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