Fee Schedule

For Peninsula FCU Accounts & Services

Fee Schedule

Effective Date: 8/21/2025

Service	Fee
Share Draft Account Fees
Monthly Service Fee	N/A
Certified Draft Copy	N/A
Draft Copy Fee	$2.00 per copy
Overdraft Fee*	$10.00 per overdraft
Overdraft Transfer Fee	N/A
Drafts Returned Insufficient Funds	$10.00 per return
Stop Payment Order Fee	$10.00 per order
Draft/Check Printing Fee	Varies
New Beginning Monthly Service Fee	$10.00 per month
ATM & Debit Card Fees
Annual Fee	N/A
Replacement Fee	$5.00
Use of Foreign ATM Charge	N/A
Withdrawal in excess of eight times per month	N/A
Fees & Charges
Fees Applicable to All Account (except Certificates)
Account Reconciliation Fee/Account Research Fee	$25.00 per hour/per inquiry
Minimum Balance Service Fee	N/A
Excessive Share/Savings Withdrawal Fee	N/A
Statement Copy Fee	$2.00 per statement
Wire Transfer Fee - Domestic	$15.00 per transfer
Wire Transfer Fee - Foreign	$40.00 per transfer
Dormant Account Fee**	$5.00 per month
Share/Savings Transfer Fee	N/A
Money Order & Cashier's Check Fee	$1.50 per item
Return Mail Fee	$5.00 per item
Money Market Low Balance Fee (below $2500)	$10.00 per month
ACH Origination	N/A
ACH Origination Return Fee	$10.00 per item
A2A Transfer on Home Banking or Phone	N/A
On Demand Deposit Fee	$5.00 per deposit

*Fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means.

**Fee will only be imposed for memberships that meet all of the following criteria: