For Peninsula FCU Accounts & Services

Fee Schedule
Effective Date: 11/30/21
ServiceFee
Share Draft Account Fees
Monthly Service Fee N/A
Certified Draft Copy N/A
Draft Copy Fee $2.00 per copy
Overdraft Fee* $10.00 per overdraft
Overdraft Transfer Fee N/A
Drafts Returned Unsufficient Funds $10.00 per return
Stop Payment Order Fee $10.00 per order
Draft/Check Printing Fee Varies
New Beginning Monthly Service Fee $10.00 per month
ATM & Debit Card Fees
Annual Fee N/A
Replacement Fee $5.00
Use of Foreign ATM Charge N/A
Withdrawal in excess of eight times per month N/A
Fees & Charges
Fees Applicable to All Account (except Certificates)
Account Reconciliation Fee/Account Research Fee $25.00 per hour/per inquiry
Minimum Balance Service Fee N/A
Excessive Share/Savings Withdrawal Fee N/A
Statement Copy Fee $2.00 per page
Returned Item Fee $5.00 per item
Wire Transfer Fee - Domestic $15.00 per transfer
Wire Transfer Fee - Foreign $40.00 per transfer
Dormant Account Fee** $5.00 per month
Share/Savings Transfer Fee N/A
Money Order & Cashier's Check Fee $1.50 per item
Return Mail Fee $5.00 per item
Money Market Low Balance Fee (below $2500) $10.00 per month
ACH Origination N/A
ACH Origination Return Fee $10.00 per item
A2A Transfer on Home Banking or Phone N/A

*Fee is imposed for overdrafts created by checks, in-person withdrawals, ATM withdrawals, or by other electronic means.

**Fee will only be imposed for memberships that meet all of the following criteria:

  • The primary holder is 21 years of age or older
  • The member has not conducted account activity for at least 12 months
  • The combined balance in all accounts for that membership is less than $250.00
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