Mortgage Rates
Mortgage Loans
Effective Date: 01/26/2026
| Description | APR* |
|---|---|
| Home Equity Line of Credit (HELOC) | Call or See a Loan Officer |
| Balloon Mortgages - Up to 30 years | |
| 3 year balloon | 5.50%-17.95% |
| 5 year balloon | 5.75%-17.95% |
| 7 year balloon | 6.00%-17.95% |
| Fixed Rate Mortgages | |
| 10 year fixed | 5.25%-17.95% |
| 15 year fixed | 5.50%-17.95% |
| 20 year fixed | 5.88%-17.95% |
| CONSTRUCTION RATES - + .50% for 20% down and + 1.00% for 10% down | |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Second Mortgages
Effective Date: 01/26/2026
| Description | APR* |
|---|---|
| 5 Year Fixed Rate | 7.00%-17.95% |
| 7 Year Fixed Rate | 7.25%-17.95% |
| 10 Year Fixed Rate | 7.50%-17.95% |
| 15 Year Fixed Rate | 7.75%-17.95% |
| *APR = Annual Percentage Rate. Interest rates are subject to change. | |
Land Loans
Effective Date: 01/26/2026
| Description | APR* |
|---|---|
| 10 Year Fixed Rate | 7.50%-10.00% |
| 15 Year Fixed Rate | 7.75%-10.00% |
| *APR = Annual Percentage Rate. Interest rates are subject to change. | |