| Mortgage Loans |
| Effective Date: 10/19/2020 |
| Description | APR* |
| Home Equity Line of Credit (HELOC) |
Call or See a Loan Officer |
| Balloon Mortgages - Up to 30 years: |
| 3 year balloon |
2.25%-8.25% |
| 5 year balloon |
2.50%-8.45% |
| 7 year balloon |
2.75%-8.70% |
| Fixed Rate Mortgages: |
| 10 year fixed |
2.25%-8.00% |
| 15 year fixed |
2.50%-8.25% |
| 20 year fixed |
2.75%-8.50% |
| *APR= Annual Percentage Rate |
| Interest rates are subject to change |
| Second Mortgages |
| Effective Date: 03/23/2020 |
| Description | APR* |
| 5 Year Fixed Rate |
3.75%-10.25% |
| 7 Year Fixed Rate |
4.00%-10.50% |
| 10 Year Fixed Rate |
4.25%-10.75% |
| 15 Year Fixed Rate |
4.50%-11.00% |
| Interest rates are subject to change |
| *APR = Annual Percentage Rate |
| Land Loans |
| Effective Date: 03/23/2020 |
| Description | APR* |
| 10 Year Fixed Rate |
3.50%-6.00% |
| 15 Year Fixed Rate |
3.75%-6.25% |
| *APR = Annual Percentage Rate |
| Interest rates are subject to change |
