Mortgage Rates

Mortgage Loans
Effective Date: 5/20/2024
DescriptionAPR*
Home Equity Line of Credit (HELOC) Call or See a Loan Officer
Balloon Mortgages - Up to 30 years
3 year balloon 6.25%-17.95%
5 year balloon 6.50%-17.95%
7 year balloon 6.75%-17.95%
Fixed Rate Mortgages
10 year fixed 6.12%-17.95%
15 year fixed 6.37%-17.95%
20 year fixed 6.62%-17.95%
CONSTRUCTION RATES - + .50% for 20% down and + 1.00% for 10% down
*APR= Annual Percentage Rate. Interest rates are subject to change.

Second Mortgages
Effective Date: 5/20/2024
DescriptionAPR*
5 Year Fixed Rate 7.50%-17.95%
7 Year Fixed Rate 7.75%-17.95%
10 Year Fixed Rate 8.00%-17.95%
15 Year Fixed Rate 8.25%-17.95%
*APR = Annual Percentage Rate. Interest rates are subject to change.

Land Loans
Effective Date: 5/20/2024
DescriptionAPR*
10 Year Fixed Rate 8.00%-10.00%
15 Year Fixed Rate 8.25%-10.00%
*APR = Annual Percentage Rate. Interest rates are subject to change.

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