| Mortgage Loans |
| Effective Date: 04/19/2021 |
| Description | APR* |
| Home Equity Line of Credit (HELOC) |
Call or See a Loan Officer |
| Balloon Mortgages - Up to 30 years: |
| 3 year balloon |
2.50%-9.00% |
| 5 year balloon |
2.75%-9.25% |
| 7 year balloon |
3.00%-9.50% |
| Fixed Rate Mortgages: |
| 10 year fixed |
2.50%-8.75% |
| 15 year fixed |
2.75%-8.75% |
| 20 year fixed |
3.25%-9.25% |
| *APR= Annual Percentage Rate |
| Interest rates are subject to change |
| CONSTRUCTION RATES - + .50% for 20% down and + 1.00% for 10% down |
| Second Mortgages |
| Effective Date: 04/19/2021 |
| Description | APR* |
| 5 Year Fixed Rate |
4.00%-10.20% |
| 7 Year Fixed Rate |
4.25%-10.45% |
| 10 Year Fixed Rate |
4.75%-10.95% |
| 15 Year Fixed Rate |
5.00%-11.20% |
| Interest rates are subject to change |
| *APR = Annual Percentage Rate |
| Land Loans |
| Effective Date: 04/19/2021 |
| Description | APR* |
| 10 Year Fixed Rate |
4.00%-4.50% |
| 15 Year Fixed Rate |
4.25%-4.75% |
| *APR = Annual Percentage Rate |
| Interest rates are subject to change |
