Checking & Debit Options

Standard Checking Account

• No monthly service fee
• Dividends are paid monthly
• No minimum deposit required to open
• FREE Debit Card - When member opens checking account
• FREE online access
• FREE Bill Pay

New Beginning Checking Account

A New Beginning Checking Account eliminates the inconvenience of not having a checking account and/or being forced to use fee-intensive alternatives.

• $10.00 monthly service fee; charged at the end of each month
• Dividends are paid monthly
• No minimum deposit required to open
• Direct deposit is required - If available
• FREE Debit Card - When member opens checking account
• FREE online access
• FREE Bill Pay

Teen Checking Account

Start your young adult down a successful financial path. With a parental co-owner, your student can open their first checking account at age 13 and receive an ATM/Debit card. It's Me 24-7 Home Banking & Mobile Banking allows the parent to view purchases and track spending. It also allows for transfers to/from your student's online account. It also empowers your young adult to always have access to their money. Let's begin to teach your young adult responsible budgeting and spending habits at an early age!Parent is required to be on account

• Parent/legal guardian co-owner required to open account
• Eligible ages are 13-17
• No monthly service fee
• Dividends are paid monthly
• No minimum deposit required to open
• FREE Debit Card
• FREE online access

ATM/Debit Cards

Debit cards are available with all checking accounts and earn Scorecard Reward points.

    All signature based debit card purchases receive:

• 1 Scorecard bonus point for every $4 spent.
• Points can be redeemed for travel, gifts or cash.
• POS/Pin based transactions not included for Scorecard reward points.

INSTANT ISSUE CARDS

• Choose from any of the designs below    

Traveling?

If you will be traveling, please contact the Accounting Department to notify them of this. Be sure to have the exact city you will be traveling to, your departure and arrival dates, your transportation avenue (plane, car, etc.), which card(s) you will be using, and a phone number to reach you at while you are away. Doing so will prevent your account from being locked because of a Falcon (possible fraud) alert. Our Accounting Department can be reached at 906-786-2732.

LOST OR STOLEN DEBIT CARDS 1-888-241-2510