Loan Rates
Holiday Loan Special
For a limited time, we will be offering a holiday loan special to help you with all of your holiday needs this season!
Now until December 14, 2022, we will be offering rates as low as 6.50% APR on loans up to $5,000 with terms up to 36 months!
* Annual Percentage Rate. Loan Subject to Credit Approval. Rate based on credit score.
New Vehicles-Motorcycles
Effective Date: 11/16/22
| Description | APR* |
|---|---|
| New - 24 Mo | 5.45%-17.95% |
| New - 36 Mo | 5.55%-17.95% |
| New - 48 Mo | 5.65%-17.95% |
| New - 60 Mo | 5.75%-17.95% |
| New - 72 Mo | 5.85%-17.95% |
| New - 84 Mo | 6.05%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
| Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles classified as a brand new vehicle. | |
Used Vehicles-Motorcycles
Effective Date: 11/16/2022
| Description | APR* |
|---|---|
| Used - 24 Mo | 5.45%-17.95% |
| Used - 36 Mo | 5.55%-17.95% |
| Used - 48 Mo | 5.65%-17.95% |
| Used - 60 Mo | 5.75%-17.95% |
| Used - 72 Mo | 5.85%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Personal Loans
Effective Date: 11/16/2022
| Description | APR* |
|---|---|
| Consumer Loans - 24 Months | 7.50%-17.95% |
| Consumer Loans - 36 Months | 8.50%-17.95% |
| Consumer Loans - 48 Months | 9.50%-17.95% |
| Consumer Loans - 60 Months | 10.50%-17.95% |
| ONE PAYMENT NOTES - UP TO 6 MONTHS | |
| One Payment Notes (Personal) - Unsecured | 14.90% |
| One Payment Notes (Personal) - Secured | 9.90% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Motorhomes, Boats & Mobilehomes
Effective Date: 11/16/2022
| Description | APR* |
|---|---|
| NEW - 5 Year Balloon - Up to 10 Yr | 7.00%-15.00% |
| NEW - 5 Year Balloon - Up to 20 Yr | 7.50%-15.00% |
| USED - 5 Year Balloon - Up to 10 Yr | 7.50%-15.50% |
| USED - 5 Year Balloon - Up to 20 Yr | 8.00%-15.50% |
| NEW - 10 Yr Fixed | 7.50%-15.00% |
| USED - 10 Yr Fixed | 8.00%-15.50% |
| NEW - 15 Yr Fixed | 8.00%-15.00% |
| USED - 15 Yr Fixed | 8.50%-15.50% |
| NOTE: For the unit to qualify, it must contain sleeping, cooking and bathroom facilities; See credit union for details | |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
Chattel Loans- ATV, Snowmobiles, etc.
Effective Date: 11/16/2022
| Description | APR* |
|---|---|
| 24 Months | 6.50%-17.95% |
| 36 Months | 7.50%-17.95% |
| 48 Months | 8.50%-17.95% |
| 60 Months | 9.50%-17.95% |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |
| If titled, use secured non-real estate rate. | |
Share Secured Loans
Effective Date: 11/16/22
| Description | APR* |
|---|---|
| Share Secured - 12 months | 2.00% |
| Share Secured 36 months | 3.00% |
| Share Secured 60 months | 4.00% |
| Certificate Secured | 2% above Cert |
| *APR= Annual Percentage Rate. Interest rates are subject to change. | |