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Loan Rates

Share Secured Loans
Effective Date: 04/01/2017
DescriptionAPR*
Share Secured - 12 months 2.25%
Share Secured 36 mo 3.25%
Share Secured 60 mo 4.00%
Certificate Secured 2% above Cert
*APR= Annual Percentage Rate
Rates are subject to change

Personal Loans
Effective Date: 04/01/2017
DescriptionAPR*
Consumer Loans - 24 Months 5.99%-17.95%
Consumer Loans - 36 Months 7.25%-17.95%
Consumer Loans - 48 Months 8.50%-17.95%
Consumer Loans - 60 Months 9.75%-17.95%
ONE PAYMENT NOTES - UP TO 6 MONTHS
One Payment Notes (Personal) - Unsecured 14.90%
One Payment Notes (Personal) - Secured 9.90%
*APR= Annual Percentage Rate
Rates are subject to change

Mortgage Loans
Effective Date: 04/01/2017
DescriptionAPR*
Home Equity Line of Credit (HELOC) Call or See a Loan Officer
Balloon Mortgages - Up to 30 years:
3 year balloon 2.75%-8.25%
5 year balloon 3.00%-8.50%
7 year balloon 3.25%-8.75%
Fixed Rate Mortgages:
10 year fixed 3.00%-8.25%
15 year fixed 3.25%-8.50%
20 year fixed 3.75%-9.00%
*APR= Annual Percentage Rate
Rates are subject to change

New Vehicles
Effective Date: 02/17/2017
DescriptionAPR*
New - 24 Mo 2.00%-16.25%
New -36 Mo 2.25%-17.25%
New - 48 Mo 2.50%-18.00%
New - 60 Mo 2.75%-18.00%
New - 72 Mo 3.00%-18.00%
New - 84 Mo 4.00%-8.35%
*APR= Annual Percentage Rate
Rates are subject to change
Our 84 month vehicle loan product is for loans greater than or equal to $40,000.00 and for vehicles and classified as a brand new vehicle.

New Motorcycle Loans
Effective Date: 04/01/2017
DescriptionAPR*
24 Months 2.00%-17.50%
36 Months 2.25%-18.00%
48 Months 2.50%-18.00%
60 Months 2.75%-18.00%
72 months 3.00%-18.00%
APR = Annual Percentage Rate
Rate are subject to change

Used Vehicles-Motorcycles
Effective Date: 04/01/2017
DescriptionAPR*
Used - 24 Mo 2.00%-17.50%
Used - 36 Mo 2.25%-18.00%
Used - 48 Mo 2.50%-18.00%
Used - 60 Mo 2.75%-18.00%
Used - 72 Mo 3.00%-18.00%
*APR= Annual Percentage Rate
Rates are subject to change

Motorhomes, Boats & Mobilehomes
Effective Date: 04/01/2017
DescriptionAPR*
NEW - 5 Year Balloon - Up to 10 Yr 3.50%-16.00%
NEW - 5 Year Balloon - Up to 20 Yr 4.00%-17.00%
USED - 5 Year Balloon - Up to 10 Yr 4.00%-16.50%
USED - 5 Year Balloon - Up to 20 Yr 4.50%-17.50%
NEW - 10 Yr Fixed 4.00%-17.00%
NEW - 15 Yr Fixed 4.25%-17.50%
USED - 10 Yr Fixed 5.00%-17.50%
USED - 15 Yr Fixed 4.75%-18.00%
NOTE: For the unit to qualify, it must contain sleeping, cooking and bathroom facilities; See credit union for details
*APR= Annual Percentage Rate
Rates are subject to change

Chattel Loans- ATV, Snowmobiles, etc.
Effective Date: 04/01/2017
DescriptionAPR*
24 Months 4.99%-17.95%
36 Months 6.25%-17.95%
48 Months 7.50%-17.95%
60 Months 8.75%-17.95%
*APR= Annual Percentage Rate
Rates are subject to change
If titled, use secured non-real estate rate.

Visa Credit Cards
Effective Date: 04/01/2017
Card TypeAPR*
Visa Platinum - Low Rate 7.25%
Visa Platinum - Rewards 9.25%
Visa Rebuilder 12.95%
Member Business Visa 9.25%
No Annual Fee, No Balance Transfer Fee
Rates are subject to change

Equal Housing Lender National Credit Union Administration
Federally insured by NCUA

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally insured by NCUA. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act