With PFCU's Peninsula Perks Program, you earn benefits for just being a member! The more Products and Services you have, the higher your level and the more benefits you will receive.
July: Newly enrolled E-statement users in the month of July will be entered to win 2 Megaband Tickets to the U.P. State fair. Drawing will be held August 1st, 2024.
There are multiple ways to find out what reward level you are. You can contact a staff member or do it yourself through your online banking:
This will bring you to your total amount of points, monthly points and a breakdown of how you are earning your points.
Free Home Banking/Mobile Banking
Free Telephone Transfer
Free E-Statements
Free Notary Services
Free ITM
Free Financial Advisor
Free Starter Checks
all of the same privileges as Deck Hand, plus:
$2.00 off Replacement Debit Card Fee
$2.00 off Domestic Wire Transfer Fee
$2.00 off Skip Payment Fee
all of the same privileges as First Mate, plus:
Free Money Orders and Cashier's Check
$3.00 off Replacement Debit Card Fee
$3.00 off Domestic Wire Transfer Fee
$3.00 off Skip Payment Fee
all of the same privileges as Captain, plus:
Free Replacement Debit Card
Free Money Orders and Cashier's Check
$5.00 off Domestic Wire Transfer
$5.00 off Skip Payment
Each Product and Service is assigned a point value, and when you sign up or enroll for that Product/Service you will receive those points monthly.
100 Mortgage Loans
35 HELOC (Home Equity Line of Credit)
25 Any Other Loans
-100 for Delinquent Loan Product
Additional points based on balance of loan:
25 up to $3,000
75 $3,001- $20,000
100 $20,001-$50,000
125 $50,001- $100,000
150 $100,001- Above
25 CU Marketing Opt-In
25 3rd Party Opt-In
25 E-Notices Subscription
35 Valid E-Mail Address
50 Bill Payment Enrolled
75 Active Debit Card
75 Active Home-Mobile Banking
75 AFT Loan Payment
75 ACH Loan Payment
75 ACH with Deposits (More Than $500)
100 E-Statement Enrolled
100 Active Credit Card
-100 for Invalid Address
100 Checking Account
50 Share Certificate
50 IRA
50 Money Market
Additional points based on the balances of your Savings Accounts:
25 $501- $5,000
50 $5,001- $25,000
100 $25,001- $249,999
200 $250,000 - Above
Each month, the points you earn will be calculated and added to your accumulated points from the previous months. You have the ability to redeem these points for some great items.
1,500 Waived Money Order/ Cashier's Check Fee
2,500 Reverse, Dormant/ Return Mail Fee
2,500 Waive VISA® Gift Card Fee
2,500 Waive Statement Fee- Per Month
3,000 Waive Debit or VISA® Card Replacement Fee
7,500 Waive Overdraft/ NSF Fee
7,500 Waive Stop Payment Fee
9,500 Waive Wire Fee
15,000 1Increase Certificate Rate .25%
25,000 2Increase Certificate Rate .50%
10,000 3Reduction in Loan Rate of .25%
20,000 4Reduction in Loan Rate of .50%
5,000 Get 1,250 VISA® Reward Scorecard Points
10,000 Cash Back ($10)
10,000 Free Box of Checks (Basic)
25,000 Cash Back ($25)
6,000 PFCU Insulated Bag
6,000 PFCU T-Shirt Size Small- 2XLarge- Based on availability
9,000 PFCU Hat
1. Certificates up to $10,000- 1 Per Certificate; Certificates greater than $10,000: 15,000 Peninsula Perks Points plus an additional 1,500 points for every $1,000 greater than $10,000; Each additional $10,000 is an additional 15,000.
2. Certificates up to $10,000- 1 Per Certificate; Certificates greater than $10,000: 25,000 Peninsula Perks Points plus an additional 2,500 points for every $1,000 greater than $10,000; Each additional $10,000 is an additional 25,000.
Excludes: Save to Win and Jump Rate Certificates
3. Loans up to $10,000- 1 Per Loan; Loans greater than $10,000: 10,000 Peninsula Perks Points plus an additional 1,000 points for every $1,000 greater than $10,000. New Money Only.
4. Loans up to $10,000- 1 Per Loan; Loans greater than $10,000: 20,000 Peninsula Perks Points plus an additional 2,000 points for every $1,000 greater than $10,000. New Money Only.
Excludes: Mortgage, Student Loans, HELOC, Business Loans, and VISA®. One Loan Rate discount per Loan.
Points expire 60 months from the month they are earned.
Perk Point Redemption Values subject to change at any time.
