Peninsula Federal Credit Union Savings

Savings

A Savings Account is an insured dividend paying account that may be opened with a $5 minimum amount. Members may make deposits and withdrawals from this type of account. Members can apply in our offices or online.

Savings Accounts

When you become a member you are signing up for a Prime Share Savings Account. With the minimum $5 deposit you own a share in the Credit Union.

Special Savings Accounts

Under your base account number you can open multiple "Sub Accounts" these also pay a dividend. These often help with budgeting and organizing your money.

Business Savings Accounts

Available to members with verification of business ownership. Such as a EIN Certificate and Articles of Organization.

Your savings in the Credit Union is insured up to $250,000 by the National Credit Union Administration (NCUA) along with Essential Share Insurance (ESI) which covers an addition $1,000,000. Excludes Business and Organization Accounts.

Share Certificates

We have multiple different Certificate Options. Members can purchase a Certificate through their online banking. Early withdrawal penalties do apply. Check out our rates here

Share Certificate

A standard Certificate is a set length of time. The lowest term is 4 months and $400 minimum deposit. Next, 6 Months to 60 Months with $1000 minimum deposit.

Youth Certificate Term

Youth certificates are a great option to help your kids get a head start. With a low minimum deposit of $100 for 6 months and 12 months.

Jump Rate Certificates

With our Jump Rate Certificate, you no longer have to worry about being locked into an old rate! Jump Rate Certificates allow you to opt into a new rate once per term, if the Credit Union's rates increase. Terms from 12 Month to 60 Month, minimum of $1,000. Members can jump their rate through their online banking or mobile app.

Save to Win Certificate

Save to Win is a 12 month term certificate that has a smaller minimum deposit of $25. Members can open through their online banking or mobile app. This is a great starter certificate. A great way to save for a trip or Special Holidays. Click here for more information

IRA

We have multiple term IRA Options

Coverall IRA (Education IRA)
Traditional IRA
Roth Conventional IRA
Roth IRA

12 Month to 60 Month Terms

Early withdrawal penalties do apply.

Money Market Accounts

Earn a Higher Dividend With Your Savings!

Our Money Market Accounts let you earn high money market rates, plus have funds anytime! The dividend rate is based on existing market conditions and is compounded daily.

A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Stop in any of our 3 locations for more details.

Insurance Coverage

Peninsula FCU cares about your financial well-being. We take pride in offering our members our added insurance coverage.

Excess Share Insurance

Excess Share Insurance (ESI) is exclusive to Credit Unions. Peninsula FCU is currently the only Credit Union in the U.P. that is offering this protection.

ESI insures up to $1,000,000.

*Excludes business and organization accounts.

National Credit Union Administration

The National Credit Union (NCUA) is exclusive to Credit Unions. Peninsula FCU is insured by the NCUA and offers this protection.

NCUA insures up to $250,000.

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Savings

Savings

Savings Accounts

Special Savings Accounts

Business Savings Accounts

Share Certificates

Share Certificate

Youth Certificate Term

Jump Rate Certificates

Save to Win Certificate

IRA

Money Market Accounts

Insurance Coverage

Excess Share Insurance

National Credit Union Administration

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