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Savings Rates

Savings Rates

Share Account Dividend Rate
Effective Date: 04/01/2017
DescriptionBase RateAPY**
Shares (*Minimum $5 Balance) 0.10% 0.10%
Share Draft 0.05% 0.05%
*Minimum to open and earn APY **APY= Annual Percentage Yield
Rate are subject to change

Money Market Account
Effective Date: 04/01/2017
DescriptionBase RateAPY**
Balances under $10,000 .10% .10%
Balances $10,000-$24,999.99 .45% .45%
Balances $25,000-$49,999.99 .55% .55%
Balances over $50,000 .65% .65%
** APY= Annual Percentage Yield
Rates are subject to change.
A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Certificate Dividend Rate
Effective Date: 04/24/2017
TermMinimum AmountAPR*APY**
4 Months $400.00 0.70% 0.70%
6 Month Youth $200.00 0.80% 0.80%
6 Months $1,000.00 0.80% 0.80%
12 Months $1,000.00 1.00% 1.00%
18 Months $1,000.00 1.14% 1.15%
24 Months $1,000.00 1.29% 1.30%
30 Months $1,000.00 1.44% 1.45%
36 Months $1,000.00 1.64% 1.65%
48 Months $1,000.00 1.84% 1.85%
60 Months $1,000.00 2.08% 2.10%
Picture Perfect Jr 12 Months $100.00 0.90% 0.90%
Picture Perfect 12 Months $1,000.00 0.90% 0.90%
Save 2 Win $25.00 0.50% 0.50%

Substantial penalty for early withdrawals.  APR *= Annual Percentage Rate   APY** = Annual Percentage Yield

Minimum amount may be required to earn posted rates. Rates are subject to change

IRA Dividend Rates
Effective Date: 04/24/2017
DescriptionBase RateAPY**
Coverdell IRA (Education IRA) 0.85% 0.85%
Traditional IRA 0.85% 0.85%
Roth Conversion IRA 0.85% 0.85%
Roth IRA 0.85% 0.85%
*APY= Annual Percentage Yield
Rates are subject to change
12 Month IRA Certificate 1.00% 1.00%
24 Month IRA Certificate 1.29% 1.30%

Equal Housing Lender National Credit Union Administration
Federally insured by NCUA

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally insured by NCUA. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act