Current Savings Rates

Limited Time Certificate Special! 

15 month certificate 4.75% APY 

Opening yours is easy! With your online banking, mobile app, or by speaking to a representative today!

*Limited time offer. $1,000 Minimum. Early Termination Fees Apply. Rate Current as of 3/20/2023. APY = Annual Percentage Yield 

 

Savings Rates

Share Account Dividend Rate
Effective Date: 1/01/2023
DescriptionAPY**
Shares (*Minimum $5 Balance) .25%
Share Draft .15%
HSA .15%
*Minimum to open and earn APY **APY= Annual Percentage Yield
Dividend rate may change after the account is opened / Fee's may reduce earning's
HSA - Individual accounts only

Money Market Account
Effective Date: 1/01/2023
DescriptionAPY**
Balances under $10,000 0.25%
Balances $10,000-$24,999.99 1.35%
Balances $25,000-$49,999.99 1.50%
$50,000 to $499,999.99 1.65%
Balance over $500,000 1.80%
** APY= Annual Percentage Yield
Dividend rate may change after the account is opened.
A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Certificate Dividend Rate
Effective Date: 03/20/2023
TermMinimum AmountAPY**
Certificate Dividend Rates
4 Months $400.00 3.25%
6 Months $1,000.00 3.75%
6 Month Youth $100.00 3.75%
12 Months $1,000.00 4.25%
12 Month Youth Jump $100.00 4.00%
12 Month Jump $1,000.00 4.00%
18 Months $1,000.00 4.30%
18 Month Jump Rate Certificate $1,000.00 4.05%
24 Months $1,000.00 4.35%
24 Month Jump Rate Certificate $1,000.00 4.10%
30 Months $1,000.00 4.40%
30 Month Jump Rate Certificate $1,000.00 4.15%
36 Months $1,000.00 4.45%
36 Month Jump Rate Certificate $1,000.00 4.20%
48 Months $1,000.00 4.40%
48 Month Jump Rate Certificate $1,000.00 4.15%
60 Months $1,000.00 4.35%
60 Month Jump Rate Certificate $1,000.00 4.10%
Save 2 Win $25.00 1.00%

Substantial penalty for early withdrawals.    APY** = Annual Percentage Yield

Minimum amount may be required to earn posted rates. Rates are subject to change
Rate Jump Certificates allow you to opt into a new rate once per term if the rates increase within the certificate's term.

IRA Dividend Rates
Effective Date: 3/20/2023
DescriptionAPY**
Coverdell IRA (Education IRA) 1.90%
Traditional IRA 1.90%
Roth Conversion IRA 1.90%
Roth IRA 1.90%
*APY= Annual Percentage Yield
Interest rates are subject to change
12 Month IRA Certificate 4.25%
18 Month IRA Certificate 4.30%
24 Month IRA Certificate 4.35%
30 Month IRA Certificate 4.40%
36 Month IRA Certificate 4.45%
48 Month IRA Certificate 4.40%
60 Month IRA Certificate 4.35%
IRA - Individual accounts only

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