Peninsula Federal Credit Union Savings Rates - Peninsula Federal Credit Union

Savings Rates

Share Account Dividend Rate
Effective Date: 10/01/2018
Description	Base Rate	APY**
Shares (*Minimum $5 Balance)	0.25%	0.25%
Share Draft	0.15%	0.15%
HSA	0.15%	0.15%
Minimum to open and earn APY *APY= Annual Percentage Yield
The rate may change after the account is opened

Money Market Account
Effective Date: 05/01/2019
Description	Base Rate	APY**
Balances under $10,000	.24%	.25%
Balances $10,000-$24,999.99	1.34%	1.35%
Balances $25,000-$49,999.99	1.49%	1.50%
Balances over $50,000	1.59%	1.60%
Balance over $500,000	1.74%	1.75%
** APY= Annual Percentage Yield
The rate may change after the account is opened
A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Certificate Dividend Rate
Effective Date: 07/22/2019
Term	Minimum Amount	APR*	APY**
Certificate Rates
4 Months	$400.00	1.34%	1.35%
6 Month Youth	$200.00	1.49%	1.50%
6 Months	$1,000.00	1.49%	1.50%
12 Months	$1,000.00	1.84%	1.85%
12 Month Youth Jump	$100.00	1.69%	1.70%
12 Month Jump	$1,000.00	1.69%	1.70%
18 Months	$1,000.00	2.08%	2.10%
18 Month Jump Rate Certificate	$1,000.00	1.93%	1.95%
24 Months	$1,000.00	2.33%	2.35%
24 Month Jump Rate Certificate	$1,000.00	2.18%	2.20%
30 Months	$1,000.00	2.38%	2.40%
30 Month Jump Rate Certificate	$1,000.00	2.23%	2.25%
36 Months	$1,000.00	2.43%	2.45%
36 Month Jump Rate Certificate	$1,000.00	2.28%	2.30%
48 Months	$1,000.00	2.53%	2.55%
48 Month Jump Rate Certificate	$1,000.00	2.38%	2.40%
60 Months	$1,000.00	2.62%	2.65%
60 Month Jump Rate Certificate	$1,000.00	2.47%	2.50%
Save 2 Win	$25.00	0.75%	0.75%
Substantial penalty for early withdrawals. APR = Annual Percentage Rate APY* = Annual Percentage Yield
Minimum amount may be required to earn posted rates. Rates are subject to change
Rate Jump Certificates allow you to opt into a new rate once per term if the rates increase within the certificates term.