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Savings Rates
| Share Account Dividend Rate | ||
| Effective Date: 10/01/2017 | ||
| Description | Base Rate | APY** |
| Shares (*Minimum $5 Balance) | 0.15% | 0.15% |
| Share Draft | 0.10% | 0.10% |
| *Minimum to open and earn APY **APY= Annual Percentage Yield | ||
| Rate are subject to change | ||
| Money Market Account | ||
| Effective Date: 04/01/2018 | ||
| Description | Base Rate | APY** |
| Balances under $10,000 | .15% | .15% |
| Balances $10,000-$24,999.99 | .90% | .90% |
| Balances $25,000-$49,999.99 | 1.05% | 1.05% |
| Balances over $50,000 | 1.15% | 1.15% |
| ** APY= Annual Percentage Yield | ||
| Rates are subject to change. | ||
| A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance. | ||
| Certificate Dividend Rate | |||
| Effective Date: 05/15/2018 | |||
| Term | Minimum Amount | APR* | APY** |
| CD Special *For a limited Time | |||
| 18 Month Term | $1,000.00 | 2.230% | 2.250% |
| 36 Month Term | $1,000.00 | 2.970% | 3.000% |
| 60 Month Term | $1,000.00 | 3.210% | 3.250% |
| 4 Months | $400.00 | 1.340% | 1.350% |
| 6 Month Youth | $200.00 | 1.340% | 1.350% |
| 6 Months | $1,000.00 | 1.490% | 1.500% |
| 12 Months | $1,000.00 | 1.690% | 1.700% |
| 12 Month Youth Jump | $100.00 | 1.540% | 1.550% |
| 12 Month Jump | $1,000.00 | 1.540% | 1.550% |
| 18 Months | $1,000.00 | 1.890% | 1.900% |
| 18 Month Jump Rate Certificate | $1,000.00 | 1.740% | 1.750% |
| 24 Months | $1,000.00 | 2.080% | 2.100% |
| 24 Month Jump Rate Certificate | $1,000.00 | 1.930% | 1.950% |
| 30 Months | $1,000.00 | 2.280% | 2.300% |
| 30 Month Jump Rate Certificate | $1,000.00 | 2.130% | 2.150% |
| 36 Months | $1,000.00 | 2.480% | 2.500% |
| 36 Month Jump Rate Certificate | $1,000.00 | 2.330% | 2.350% |
| 48 Months | $1,000.00 | 2.670% | 2.700% |
| 48 Month Jump Rate Certificate | $1,000.00 | 2.520% | 2.550% |
| 60 Months | $1,000.00 | 2.870% | 2.900% |
| 60 Month Jump Rate Certificate | $1,000.00 | 2.720% | 2.750% |
| Save 2 Win | $25.00 | 0.750% | 0.750% |
Substantial penalty for early withdrawals. APR *= Annual Percentage Rate APY** = Annual Percentage Yield | |||
| Minimum amount may be required to earn posted rates. Rates are subject to change | |||
| Rate Jump Certificates allow you to opt into a new rate once per term if the rates increase within the certificates term. | |||
| IRA Dividend Rates | ||
| Effective Date: 05/15/2018 | ||
| Description | Base Rate | APY** |
| Coverdell IRA (Education IRA) | 1.05% | 1.05% |
| Traditional IRA | 1.05% | 1.05% |
| Roth Conversion IRA | 1.05% | 1.05% |
| Roth IRA | 1.05% | 1.05% |
| *APY= Annual Percentage Yield | ||
| Rates are subject to change | ||
| 12 Month IRA Certificate | 1.690% | 1.700% |
| 24 Month IRA Certificate | 2.08%% | 2.100% |
