Savings Rates

Share Account Dividend Rate
Effective Date: 04/01/2017
Description	Base Rate	APY**
Shares (*Minimum $5 Balance)	0.10%	0.10%
Share Draft	0.05%	0.05%
Minimum to open and earn APY *APY= Annual Percentage Yield
Rate are subject to change

Money Market Account
Effective Date: 04/01/2017
Description	Base Rate	APY**
Balances under $10,000	.10%	.10%
Balances $10,000-$24,999.99	.45%	.45%
Balances $25,000-$49,999.99	.55%	.55%
Balances over $50,000	.65%	.65%
** APY= Annual Percentage Yield
Rates are subject to change.
A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Certificate Dividend Rate
Effective Date: 04/24/2017
Term	Minimum Amount	APR*	APY**
4 Months	$400.00	0.70%	0.70%
6 Month Youth	$200.00	0.80%	0.80%
6 Months	$1,000.00	0.80%	0.80%
12 Months	$1,000.00	1.00%	1.00%
18 Months	$1,000.00	1.14%	1.15%
24 Months	$1,000.00	1.29%	1.30%
30 Months	$1,000.00	1.44%	1.45%
36 Months	$1,000.00	1.64%	1.65%
48 Months	$1,000.00	1.84%	1.85%
60 Months	$1,000.00	2.08%	2.10%
Picture Perfect Jr 12 Months	$100.00	0.90%	0.90%
Picture Perfect 12 Months	$1,000.00	0.90%	0.90%
Save 2 Win	$25.00	0.50%	0.50%
Substantial penalty for early withdrawals. APR = Annual Percentage Rate APY* = Annual Percentage Yield
Minimum amount may be required to earn posted rates. Rates are subject to change