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Savings Rates

Share Account Dividend Rate
Effective Date: 10/01/2017
DescriptionBase RateAPY**
Shares (*Minimum $5 Balance) 0.15% 0.15%
Share Draft 0.10% 0.10%
*Minimum to open and earn APY **APY= Annual Percentage Yield
Rate are subject to change

Money Market Account
Effective Date: 04/01/2018
DescriptionBase RateAPY**
Balances under $10,000 .15% .15%
Balances $10,000-$24,999.99 .90% .90%
Balances $25,000-$49,999.99 1.05% 1.05%
Balances over $50,000 1.15% 1.15%
** APY= Annual Percentage Yield
Rates are subject to change.
A minimum daily balance of $2,500.00 must be in the account to avoid a low balance fee, fee may cause loss of principal balance.

Certificate Dividend Rate
Effective Date: 05/15/2018
TermMinimum AmountAPR*APY**
CD Special *For a limited Time
18 Month Term $1,000.00 2.230% 2.250%
36 Month Term $1,000.00 2.970% 3.000%
60 Month Term $1,000.00 3.210% 3.250%
       
4 Months $400.00 1.340% 1.350%
6 Month Youth $200.00 1.340% 1.350%
6 Months $1,000.00 1.490% 1.500%
12 Months $1,000.00 1.690% 1.700%
12 Month Youth Jump $100.00 1.540% 1.550%
12 Month Jump $1,000.00 1.540% 1.550%
18 Months $1,000.00 1.890% 1.900%
18 Month Jump Rate Certificate $1,000.00 1.740% 1.750%
24 Months $1,000.00 2.080% 2.100%
24 Month Jump Rate Certificate $1,000.00 1.930% 1.950%
30 Months $1,000.00 2.280% 2.300%
30 Month Jump Rate Certificate $1,000.00 2.130% 2.150%
36 Months $1,000.00 2.480% 2.500%
36 Month Jump Rate Certificate $1,000.00 2.330% 2.350%
48 Months $1,000.00 2.670% 2.700%
48 Month Jump Rate Certificate $1,000.00 2.520% 2.550%
60 Months $1,000.00 2.870% 2.900%
60 Month Jump Rate Certificate $1,000.00 2.720% 2.750%
Save 2 Win $25.00 0.750% 0.750%

Substantial penalty for early withdrawals.  APR *= Annual Percentage Rate   APY** = Annual Percentage Yield

Minimum amount may be required to earn posted rates. Rates are subject to change
Rate Jump Certificates allow you to opt into a new rate once per term if the rates increase within the certificates term.

IRA Dividend Rates
Effective Date: 05/15/2018
DescriptionBase RateAPY**
Coverdell IRA (Education IRA) 1.05% 1.05%
Traditional IRA 1.05% 1.05%
Roth Conversion IRA 1.05% 1.05%
Roth IRA 1.05% 1.05%
*APY= Annual Percentage Yield
Rates are subject to change
12 Month IRA Certificate 1.690% 1.700%
24 Month IRA Certificate 2.08%% 2.100%

Equal Housing Lender National Credit Union Administration
Federally insured by NCUA

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act

Federally insured by NCUA. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act